JVB Capital Solutions

Hawaii's ADU landscape shifted significantly in 2024 when Governor Green signed SB 3202 (Act 39) into law, requiring all counties to allow at least two accessory dwelling units on residentially zoned lots by December 31, 2026. For real estate investors, ADUs represent a compelling opportunity to generate rental income, increase property value, and tap into Hawaii's persistent housing demand—but key restrictions apply.

Flipping homes on Oahu can be one of the most rewarding moves a real estate investor makes. The demand is strong, the inventory is tight, and a well-executed renovation can deliver impressive returns. But success in this market comes down to one number that separates profitable flips from disappointing ones: your After-Repair Value, or ARV.

Interest rates were supposed to come down by now. That was the plan. But here we are in 2026, and the Federal Reserve is still holding rates at levels that would have seemed extreme just a few years ago. For real estate investors across the country, this has forced a serious reset in how they think about deals. For Hawaii investors, the stakes are even higher.